Life Insurance
Leave your family debt free, cover the funeral costs, and provide a little extra to help them move forward.
Apply NowInsurance, the modern way
Protect your family in about 10 minutes, completely online.
Life, Disability, and Critical Illness coverage with no appointments, no blood work, and no sit-down visit eating an hour out of your day. And we are here if you need us, so you are never alone.
No appointments. No blood work. No weigh-in. Apply from your couch.
How it works
- 1 Choose the coverage that fits your family and budget.
- 2 Answer a few quick questions online. No medical exam for most applicants.
- 3 Get approved and protect the people who count on you.
~10 min
to complete the whole process
3×
more likely to face a disability than to die while working
$75,000
paid directly to you with critical illness coverage
Why choose The Lemoine Agency
Born from a hard moment, built for real life.
Robert Lemoine started selling insurance in 2020, just before the pandemic broke out and the world changed forever. Seeing the difficulties of that time, we started looking for options that allowed for little or no contact.
Today we provide Disability Insurance, Critical Illness Insurance, and Life Insurance completely online, with no need for an appointment. The whole process takes about 10 minutes, and there are no appointments for blood work or weigh-ins. Your day is not interrupted by a sit-down visit that could take an hour or more out of your schedule.
And we are here if you need us, so you are never alone.
Coverage we offer
Three ways to protect what matters most.
Pick the protection that fits your life. Every policy can be started online in minutes.
Disability Insurance
Living benefits that replace a portion of your monthly income while you recover from an injury or illness.
Get CoveredCritical Illness Insurance
Up to $75,000 paid directly to you after a covered diagnosis. Use it however you need, no strings attached.
Get CoveredLife Insurance
Do not leave your family in a financial bind.
Consider a policy that leaves your loved ones debt free, including the funeral costs, with a little extra to help them move on.
We do not like to think about it, but death comes for all of us. The responsible thing to do is to have a life insurance policy in place to protect your loved ones from the wolves at the door. Life insurance prepares you and your family for the inevitable.
What a policy can cover
- Outstanding debts and loans
- Funeral and final expenses
- A mortgage so your family can stay home
- A cushion to help them move forward
3×
more likely to experience an income-stopping disability than to die during your working years.
70%
of working Americans could not last one month without a paycheck before financial hardship.
Disability Insurance
Life insurance protects your family. What about living benefits?
If you lost your income, how would you pay the mortgage, the car, or the student loans? What about childcare, groceries, utilities, and countless other obligations?
With disability insurance you get living benefits that provide relief in uncertain times. If you become too sick or hurt to work, the policy can replace a portion of your monthly income while you recover. If you rely on the income you earn, it is a smart coverage decision, especially if you have loved ones who depend on you.
Critical Illness Insurance
Up to $75,000, paid directly to you.
Critical illness insurance is a smart supplemental decision if you are financially unprepared for a life-threatening diagnosis. If you are diagnosed with a covered illness, the policy can pay you up to $75,000 to use however you want: out-of-pocket medical expenses, the mortgage and car payments, groceries, whatever you need. Talk about a game-changer.
It is especially valuable if you have:
- A family history of cancer, heart attack, stroke, or another covered illness
- A high health insurance deductible, copays, or coinsurance you cannot afford
- Little to no emergency savings
Direct cash benefit
up to
$75,000
Spend it on anything you need while you focus on getting better.
Ready in about 10 minutes. Peace of mind for years.
Start a life insurance quote, or get covered for disability and critical illness. No appointment required, and we are here if you need us.
Prefer to talk it through? Call (318) 381-9449